1. Capital mobilization:

a) To issue Government-guaranteed bonds in accordance with the law;

b) To issue bonds and valuable papers in Vietnamese Dong of the Development Bank in accordance with the law;

c) To borrow from Vietnam Social Security; to borrow from domestic and foreign financial and credit institutions in accordance with the law;

d) To borrow refinancing loans from the State Bank of Vietnam in accordance with the law;

dd) To mobilize capital from other domestic and foreign organizations in accordance with the law;

e) To receive entrusted deposits from domestic and foreign organizations and individuals in accordance with the law;

g) To mobilize other capital sources in accordance with the law.

2. Credit Activities:

a) To carry out the lending according to the state investment credit policy in accordance with the law;

b) To provide credit guarantees for small and medium-sized enterprises borrowing capital from commercial banks in accordance with the Prime Minister's decision on issuance of regulations on guarantees for small and medium-sized enterprises borrowing capital from commercial banks;

c) To relend ODA loans and preferential foreign loans of the Government in accordance with the law;

d) To carry out other credit activities in accordance with the law.

3. Entrustment and taking of entrustment:

To carry out lending activities under authorization/entrustment, capital allocation under entrustment; guarantees under authorization/entrustment; entrusting and taking of entrustment to provide financial and banking services to clients in accordance with the law.

4. To participate in the interbank market, open market, and organize internal payment; to provide payment services and other banking services to clients; to carry out foreign exchange activities; to participate in domestic and international payment systems in accordance with the law.

5. To carry out other professional operations in accordance with the law.