The topic of the study program focuses on training development of human resources and know-how about credit analysis of newly-established enterprises, sharing successfully experiences on conducting seminars, training materials and methodology of training.
Day 1, the opening ceremony was held and implemented by PRI and JFC-micro, making welcome remarks, introducing the participants between two sides and paying a courtesy call to Mr. Furikado, President of PRI. During the afternoon session, the VBSP delegation attended the presentation of Mr Sekiya, Chief Consultant of Economic Research Institute, on training and developing human resource of the Policy Financial Corporation of Japan with the example of the Development Bank of Japan.
Day 2, the delegation visited the Headquarters of JFC-micro, listening to the presentations and exchange ideas with Mr. Suzuki, Head of Human Development Department and Mr. Kammiya, Chief of Research Team in terms of management and development of human resource in JFC-micro. In the afternoon, the VBSP team paid a courtesy call to Mr. Yamazaki, Special Director of JFC-micro and shared experience on the mechanism of developing human resource with key specialists.
Day 3, the deligation paid an exposure visit to the Training Center of JFC-micro, hearing the introduction about organizational structure, annual training schedule, outstanding loans, clients, visiting some functional divisions and one transaction center located in the 1st floor and then attended the lecture on credit analysis of newly-established enterprises from Mr. Aoki, researcher of International Cooperation in JFC-micro. In the afternoon, the VBSP team presented the revised points of training material on credit analysis of small enterprises without balance sheet for a package of three-day training course on SME's credit analysis for provincial branches.
Day 4, both the VBSP delegation, PRI and JFC-micro made a discussion on the revised points and new case studies of training material and brought about precious comments and new examples. On the afternoon session, the sum-up seminar was organized with the purpose of summarizing the learnt lessons and experiences and heard the ideas of each participant, confirmed the next activities under the project and the cooperation orientation between two sides in future. The delegation attended the warm-hearted farewell party of PRI and JFC-micro in the Happoen venue in the evening.
The study program in Japan completed successfully. The programme participants expressed their heartfelt impression not only on training development of human resource in Japan but also on the culture and people of Japan, which the VBSP team expects to share with others and to put into practice of VBSP for the purpose of becoming such a sustainable finance institution.
hich: funds from State Budget increases VND 567 billion, borrowings from SBV and State Treasury rises VND 3,025 billion, funding mobilization and commercial interest-rate borrowings are up VND 8,305 billion, issuance of Government Bond is up VND 2,135 billion and savings from poor households via Savings & Credit Groups increases VND 434 billion.
Total outstanding loans are over VND 96,449 billion, an increase of VND 6,988 billion, achieving 47.9% of annual plan, which focuses on such loan schemes as disadvantaged student loans, lending to poor households, clean water supply and rural sanitation, job creation, housing loans and lending to migrant workers abroad for definite term etc.
In the regular meeting, SBV Governor cum BOD Chairman of VBSP emphasizes: “VBSP should keep its position affirmation in poverty reduction and social security”.
Developing the above achievements, during months in late 2011, VBSP continues to concentrate on due loan collection, fund revolving and fund mobilization via Government Bond issuance, credit disbursement for disadvantaged students term I in 2011 - 2012, savings mobilization from poor households via Savings and Credit Groups, improvement in communal mobile transaction points and credit quality, which makes a great contribution to poverty reduction and social welfare.